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유연한 상환 방식 원리금균등상환: 대출기간 동안 원금과 이자를 매월 동일하게 납부. 진행 방법과 한도는 어떻게? (현금서비스 추가로 이 법을 위반하여 처벌이 되면 신용정보법상 금융질서문란자로 등록이 될 수 있으며 대출이나 신용카드 발급이 제한되는